Risk Manager at Visa

4+ years with strong understanding of the payments industry and financial services, including payment products and services.

Practical knowledge of risk management practices, with experience in identifying, assessing, managing and reporting risk across different risk types.

I have experience making reports that help managers understand what is going on and figure out what might go wrong. These reports give executives the information they need to make decisions. I make management information and risk reports that're really helpful. My management information and risk reports are important because they support executive decision making by executives.

Knowledge and understanding of relevant regulation and licensing requirements for payments and financial services.

Proficiency in MS Word, Excel and PowerPoint, with working knowledge of Power BI and Artificial Intelligence tools for analysis and reporting.

Ability to quickly understand complex and fast-moving topics and distil them into key issues, options and recommended next steps with limited information.

Experience supporting the design and delivery of training and awareness programs to build general acumen on processes, risks and control standards.

Hands-on experience using risk management tools and systems (e.g. IBM Open Pages, Archer GRC)

Blockchain technology / stablecoin and awareness of the broader economic and competitive landscape.

Risk Manager, Commercial & Money Movement Solutions (CMS) Risk

The Risk Manager at CMS is in charge of helping to keep an eye on the risks that the CMS business faces. Having a plan for managing risks is very important for the CMS organisation. It helps the CMS organisation have a reputation and be a leader, in the payments industry. This also helps the CMS organisation achieve its goals for the term. The Risk Manager will make sure that the CMS team is managing risks properly and will keep an eye on the team to make sure they are doing things correctly. The Risk Manager at Visa will help with. Sometimes be in charge of creating and putting into action practices to deal with risks. These practices make sure that Visa can find, look at and manage risks that affect the whole company. This has to be done in a way that fits with what Visa's comfortable, with and is part of the Assess 360 Program also known as A360 at Visa.

The Risk Manager at CMS Risk will work under the Risk Director at CMS Risk. This person will be in charge of managing relationships that have to do with risk for Visa Direct, Visa Commercial Solutions and Visa Government Solutions around the world. They will also work with teams like Regulatory, Legal, Compliance and Internal Audit.

The main goal of the Risk Manager is to make the Second Line of Defense stronger. The Risk Manager will also make sure that the people in the First Line of Defense are doing a job of managing risk. The Risk Manager, at CMS Risk has to keep an eye on things and make sure everything is working correctly.

Key Responsibilities:

Take ownership for risk management oversight of selected A360/Product Risk Reviews (PRRs) for the CMS business.

Support the Risk Director in providing clear, actionable risk advice to senior management, including Heads of Function and other leaders of Visa Direct, VCS and VGS, to ensure key risks are understood and effectively managed.

Proactively collaborate with Risk colleagues and First Line business teams to identify, assess, manage and mitigate key areas of risk, including strategic, financial, operational, ecosystem, legal and compliance risks, and to meet all A360 Risk Assessment requirements (e.g. Rules, Reputation, PERC).

Support the deployment and continuous improvement of A360/PRR processes to enable effective monitoring and reporting of risks and conditions related to new product launches and license activation.

When I find something I will tell the business teams and the people in charge of managing risk what they should do about it. My job is to help the business teams and business risk officers make decisions, about the CMS.

Facilitate training to enhance CMS-wide risk knowledge and practices, including end-to-end Product Lifecycle Management and the A360 Program.

Provide second line challenge on strategic initiatives related to data, digital currencies and AI, working closely with a team of product risk experts.

Deliver Second Line of Defense oversight of strategic direction and new business initiatives, including Visa’s Stablecoin and broader digital asset strategy.

We need to help make sure that the company regularly looks at the risks that the CMS business might face. This means we have to make reports that're easy to understand and give us ideas on what to do next. The CMS business risk profiles have to be clear and, to the point so we can use the information to make decisions.

We need to support the development of a CMS Risk Reporting command center. This command center will help standardise the data for the CMS Risk Reporting. It will also improve the availability of the data for the CMS Risk Reporting. Make it easier to report on the CMS Risk Reporting. The command center will help us create dashboards for the CMS Risk Reporting that will support real-time decisions, about the CMS Risk Reporting.

Work closely with Risk Business Partners for Visa Direct, VCS and VGS to share relevant insights and influence risk decisions through Risk Profile reporting and A360 risk assessments on new products and initiatives.

Champion and help embed a strong, transparent risk culture across CMS.

This job is a mix of things it is a position. Your hiring manager will let you know how days you need to be, in the office.