Underwriting Consultant
At UnitedHealthcare, we’re simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together.
The Underwriting Consultant will analyze health benefit plan characteristics and assess risks within our underwriting guidelines to meet financial targets. This individual will analyze health benefit plan characteristics and assess risks in developing premiums. Will utilize established underwriting criteria and policies to provide proper rating methodologies. Will assist in maintaining pricing models to assist in the analysis of determining premiums. The Underwriting Consultant will evaluate and recommend alternative pricing options and plan design changes based on economic analysis and trends. This individual will also prepare financial modeling for budget calculation, and other ongoing reviews that directly aligns with client strategies. They will validate renewals and request for proposals for accuracy including utilization & experience reporting.
Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.
Requirements
5+ years of experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO/fully-insured, group or individual
Intermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint)
Preferred Qualifications:
Experience working with Medicare products including Part D
Proven excellent communication skills, both orally and in writing and solid negotiation skills
Proven solid analytical, problem solving and critical decision-making skills
UnitedHealth Group is a drug – free workplace. Candidates are required to pass a drug test before beginning employment.
Responsibilities
Prepare financial experience rating calculations and other ongoing financial reviews that directly aligns with client strategies
Validate renewals and request for proposals for accuracy including utilization and experience reporting
Evaluate and negotiate potential alternatives and options for New Business and Renewal groups with internal and external customers
Collaborate with the Sales and Account Management teams to project pricing and profitability and participate in the development of the business strategy
Support all requests associated with designated account(s) including annual renewal preparation, ad-hoc reporting, consultation, etc.
The application process will continue on the employer's website.